I had an accident in Illinois and we are both saying that the debt was the other. “I received a ticket for the use of unsafe lane and the other person is not. The renowned experts such as my car, and they have reached a settlement for $ 6,000, which went to finance companies, because I still owed $ 7,000 on the car . It remains for me nothing and I thought that was the end.
I’m out of town for three weeks after the conversation with the experts and the processing of the application. When I got home, I was told a lot of e-mail from Geico that they need me, ask her to go over what happened, and they were not able to reach me to discuss the accident .. . ect. The last letter, they tell me they had found me at fault and I would have to pay damages to my vehicle. They found out that was my car and I still owe $ 7,000 on the car.
Before leaving the city, she told me that the drive has been reached and they would pssesion $ 6,000 to the finance company and pay them “totaled car. Now they say that has changed, and they are not paying anything. I’m really confused because I thought the purpose of insurance was in order to protect themselves against this type of situation. Can someone please help me to understand how the insurance will automatically determine hat I am to blame? wouldthings have been different if they talked to me and I have my side of the story? What is the purpose of insurance, if they are not financially secure myself by accident?