My suggestion to you is to get a final offer of the other insurance. Tell me what setting (and the support of primary health care, if it is a privilege), or if not enough to help you compensate for your loss. Tell them that you do not “cured” has legal connotations that they understand it. It is likely that they smile on the phone, but they can use the amount you have to repay them to reduce by 25-50%. Once you have a way of reducing the person you owe money for your injury was the damage settlement with the insurance regulation, and send negotiated the refund that you owe money.
This allows you to pay your legal obligations and get a few dollars in his pocket for your claim and you will not be with any kind of sanction for this behavior.