Saturday night, I hit a big pothole and was later a few miles, my tires are totally flat and in fact had holes big enough to hold a few fingers through. I took a workshop and tire rim was bent by the tire on the decline. They found a replacement rim, but it’s not true with the other three on the car .. I wish all the wheels, but a whole set of tires is about $ 800.
Would something like this from your car insurance cover? The replacement value of the rim incompatible and 2 new tires is $ 350, my deductible at 500 € in total, but I would pay $ 500 if the insurance covered four matching rims ..
So basically, I ask myself:
1) Is this something that car insurance does not cover?
2) Do they have only to replace the rim, even if they disagreed with the other 3
or 3) they should pay for a new set of tires?
If someone worked for an insurance company and might know the answer, it would be great ..
Yes, it could be covered by a car insurance claim, but your insurance company will ask you to do an accident report the police file.
Your car insurance does not cover any other spare parts (rims) working properly. The insurance covers you get your car in reverse with spare parts, which are suitable (and reasonably relevant) to your vehicle.
In other words, they would not replace the other wheels, but they encourage you to your car to a dealer, where they probably would have the spare parts needed to take your existing rims.