I was in a smaller car accident two months ago. No police were involved because none of the injured parties. I just found out from my insurance company they have the other drivers to take 100 percent at fault and found that the car was not insured. I received my deductible back already. My claims adjuster told me that the other party is not satisfied with the decision and wants to go to court. Recently I received a letter that I received a continuation of the other party in the near future. If the other party has tried to pursue, they could go after me they would go in person or by insurance?
When another driver commits a lawyer and a lawsuit – they will continue. They did not sue the insurance company. Here is the person why they say it, Sue is responsible for any damage or injuries. The insurance does not cause damage or injury. Thus, the complaint names as you and you were served.
If you are sued, the documents by registered mail or process server will be sent. The documents are served on you – and not the insurance company.
If you are sued, contact the insurance company immediately. The expert will have the documents you send. They have you by fax or mail the documents. If your setting is local, the expert can ask that the records available.
Once you went you have 30 days to receive a reply in the case. If you forget that the dead-line an automatic “you lose” is.
That is why it is so important that the insurance company immediately contacted. The insurance company hired a lawyer to defend yourself – according to your policy provisions. The faster they get the documents – the fastest they can then take the defense and the more time the attorney must receive the answer in the case.
Your insurance company probably sent you the letter to give you a heads-up. Us – can sue if the other guy does not.