Can I ask my insurance if I damaged my car under the third party fire and flight rules?

I accidentally damaged my car a little, but I want to get it fixed, thinking it will cost a lot to fix, I can have for the third party fire and theft insurance i, you ask?

Not to sound condescending, but that is insurance fraud. You probably have a franchise in any way for full coverage, depending on how high they can fix it cheaper and easier to your own pocket.