I had a little hook the other day not my fault. A man hit my truck while I work in my office. Of course I was not there. I got an estimate, but the damage is not bad at all. I thought I could just get me a check to his insurance for the damage, without me really fixed?
Cash the check is to do it to you what you want. Remember, you now have pre-existing injuries and meet again, you will not receive full value for repairs.
A bright note that the value of your vehicle is off, if not repaired written.