So my friend has a bad driving record and car insurance is the roof, such as 400 per month! But I have a reputation for excellence, no accidents and no tickets have ever. Two of us have loans on our cars so I wondered if he a good credit if they can be insured under my needs. I offer online and it just raises my insurance as a $ 100 add to me. Im just not sure if he is insured his car in his name or not, because the loan in his name? Does anyone have any ideas or answers?