can you file a auto insurance claim without a police report if it happend on private property?

Apr 27th, 2010
by admin.

had car on a hill rolled down and is totalled did not get a police report because it was on private property. can i still claim it under my aoto or home owners insurance

Posted in: Auto Insurance.
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5 Comments

  1. fire4511 says:
    April 27, 2010 at 12:35 am

    Yes you can. There are many times when a police report is not filed! In my area, if both cars can be driven, and no one is injured enough to be transported to the hospital by ambulance, the drivers exchange information and the police do not write a report!

    Contact your insurance company today to file the claim!

  2. chris s says:
    April 27, 2010 at 1:18 am

    yes, there usually is not a police report on private property. anyway, you really dont need a police report for any accident, since it is only 1 person’s second hand opinion of what happened in the accident. the insurance company will do their own investigation if one is necessary.

  3. mbrcatz17 says:
    April 27, 2010 at 1:34 am

    Sure you can claim under the auto policy, if you have collision coverage. The only time you NEED a police report for an auto claim is for theft. For fire, you need the fire marshall’s report.

    Homeowners doesn’t cover car damage. No way, no how, not ever.

    I’m trying to picture how you roll down a hill and get totalled, though, and am not seeing it. Maybe off a cliff? But then how did you get the car out?

  4. Brittany B says:
    April 27, 2010 at 2:15 am

    Yes you dont have to have a police report to file a claim. I would just call your insurance agent & report a claim with them & they will take care of every thing for you. I hope this helps! Good Luck :)

  5. dbuitt22 says:
    April 27, 2010 at 2:18 am

    Yes, call your agent and file a report and he will get it taken care of.

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