Right, this is called an insurance score, but it takes into account more than the speed with which you pay your bills. It also contains information such as number of claims you have made, how many times on past policies and how they were costly to the insurer before.
This score has a significant impact on the cost of your auto and property insurance premiums. According to Robert Hart wig, president and founder of the Insurance Information Institute, a nonprofit organization, to assist consumers in insurance matters, “These results are essentially information that a credit insurance company uses your credit profile, but then they take that and refer to the actual information on the history of your inquiries or legal history. ”
In other words, you have the habit of people? Fair or not, these things factor in your insurance score. There is almost nothing you can do except keep your credit card in good shape and try to prevent multiple requests.