How long can a Auto Insurance claim stay open for?

5 Comments

  1. mausie says:

    all depends if it is a straight forward claim…… but if it needs investigation it will stay open as long as needed.

  2. Sue says:

    It depends on many factors. If it is an easy 1st party claim (comprehensive or collision) with no injuries, maybe a month from start to finish including repairs. If it involves an injury to a minor the claim can remain open until the minor reaches the age of majority (18 yrs old), so if it was a baby that was injured (or even a pregnant mother), the statute of limitations will not run out until the baby reaches 18.
    For most injury claims to adults, the statute of limitiations in most states is 2 or 3 yrs.

  3. fightingsaints says:

    This depends on two factors.

    1. What state the accident happened in.
    2. What type of claim – property damage or bodily injury.

  4. UwishUknewMyName says:

    It depends on what state the accident occured in. And it depends on if the claim is for damages or injuries.

    Each state has its own statute

  5. Lawnboy & Luna says:

    Depends. If suit was filed within the statute of limitations, and a judgment was awarded, but the defendant/plaintiff filed an appeal, it could be years before the matter is closed.

    I once handled a claim where the matter was still pending in the Appellate Court as of 2004. The incident occurred in 1980!

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