If a traffic accident this morning. Hit a wall, and there are damages to my vehicle ?

I have two strategies today. An end today (22 July) 23:59, and the other began yesterday (July 21). My political goals today for a deductible of $ 500, but one that began yesterday is $ 250 deductible. What guarantee do I get my collision disadvantages. Would you like to me is passed from the policy, say, cheaper than the present, end, even if the deductible is high. Note: I have not had an accident in the last 7 years. If some of the cards in the last five years, however, if large.

The lower deductible. It is responsible for your file as an accident, show what you use policy. The fact that the first day of your policy should make no difference, except that they are perhaps a little further than normal to ensure that the accident after investigation that the policy was in effect.