If car insurance get problem?

I live in Maryland (Baltimore County). I was in a car accident. The other person has committed a foul. I called the police and they came and the exchange of information. I called the insurance of another driver. Now two weeks later, the insurance tells me that the person was not driving the car, the owner of the car and the car owner has not returned their calls. They sent our letter, but not yet connected to their policyholders. Now they say they are also the procedure II have to go through my own insurance. My insurance told me that I must pay the deductible ($ 1,000) when I to do with my own business file. What can I do to those responsible for their insurance and pay for it?

The good news is that you replace the police of the accident, for information. there was evidence that the accident occurred. Now the bad news, if insurance companies keep not being able to obtain from the insured, things get a bit heavy. First, if you want to repair the vehicle, you must pay your deductible. You should speak to your insurance company to see if they under the uninsured motorist property damage (UMPD) can produce. This covers damage to your vehicle and other objects in the vehicle when an accident caused by car drivers (otherwise) insured property damage is caused. depending on your insurance they will have a small deductible or no deductible on this coverage. Besides, you should apply to small claims court.