In just a little concerned, only the gym and it was a pair of 2 guys in the parking lot without a sticker on the windshield (this requires a parking sticker), to be frank, I turned and started something in my car reach they both went as fast as possible.
have depends on the type of coverage. If you are unsure, you should contact your agent first thing in the morning and make sure full coverage (both liability and personal injury coverage), your car is stolen your insurance come into play and yes they will refund the price for your car.