I’m looking to buy a car from a dealer. I’ll bet my parents car insurance, then I have one of these as the primary driver of the vehicle, since I am a co-pilot on the policy?
I plan to buy the car with the money, so for my parents as the most important factors, the title would be in their name?
You have to put the car in your name to the parents and you should not worry about primary / secondary drivers worry because the insurance is concerned. Before buying the car, and read your insurance below parents.
There is a law that the insurance companies all household members to take a license <whether, d’assurance the company of the new licensee was informed or not.> are <requires> Cover
But Most insurance companies require you to call and inform, or enable a household member, the policy must be added to or exclude them. This is because household members are expected to have access to your vehicles and can drive at any time. The drivers are a risk factor for classification into account. Do not think you can check and not terminate the pilots of the household as if they are not informed, and they can do, and the contract.
Laws of many states require that informs you the way home in your household, they may add to the amounts and prices as drivers of your policy or rule. Without people would from your car insurance means you do not pay extra to your policy, it as a driver, so they are not a comprehensive coverage of your insurance if they were to go to your car in an accident, although it was an emergency.
If you have a licensed member of the household, whether a parent, roommate, etc., is the insurer of the person meets has access to your vehicle and is a factor, the evaluation should be on your insurance. If the person is not really the intention of driving the insured vehicle, so it should not rule out a problem with. Without thee, deregistration is not on the exclusion of the insurance really believe that a household member can not license driving your car.
The perceived risk for non-members of the household of an insurance company is different and therefore you can leave as a rule, a friend who does not live with you in your car without it on your policy.
A friend can sometimes borrow your car and be covered by your insurance because they do not have regular access to your car and are therefore not regarded as a risk factor for your policy. If you are someone who regularly outside the home behind your car, usually an insurance usually does not want this person registered as a driver, so that it correctly in the case of covered accident.