I have a friend who lives with me, and he did not his license long ago. He has no car, so it does not auto insurance at all, it is evaluated not even on his parents car. And I left my car and I wonder sometimes if he is arrested and a ticket that make my car insurance increase because he would not and it is not on my base? Basically, I wonder if I take the blame, especially for her and get my insurance?
They should not affect his when he gets a ticket. What are you involved in an accident on his worries. The accident would be covered, but it will be considered a “risk prevention” and will follow you around for years (that is, they affect your subscription), then it would not if he was listed as a driver in your policy.
If you do not want your policy to add, to see if he can not get appointed to the police in your state. It is for someone who does not own a car and car hire in general. It is generally much cheaper than a comprehensive policy and will be covered on their own, so you do not have worry not affected.