Question about car insurance in the United Kingdom?

I was recently quoted £ 7,000 for a corsa 56 reg (I’m 21) but if I my father as the main driver, it comes to around £ 900ish per year. So my question is, since my father has 9 + years no claims and I make sure my car can I get insured as a second driver, he lost no claims when I crash? Even if I tell you the assurance that my fault?

Yes, he will not lose his rights, unfortunately, that makes her insurance is high in the sky if you want.

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