The first thing you need to do is file a police report if you need an insurance claim file. Many insurance companies do not take into account damage to your vehicle, unless they have submitted apolice report. If you were in a collision when you call the police if you can get a report.
The next thing you need to do is to contact your insurer. If you are stuck on the side of the road because your car is reached, your policy will also be a replacement car until your car is fixed, or pay up the insurance for a new car.
After the accident is over and you have a chance, you must write a detailed report on the accident. Although information is still fresh in your mind and you forget nothing relevant happens, what do you do more writing about the accident. Do not forget, because even if you think the information is not important, what could be the insurance Toth.