Please, I need someone in the industry for this answer, not wild speculation, which is often useful on Yahoo Answers. My 23 years daughter lives at home and on our policy in the automotive sector. She is responsible for two accidents, and our insurance paid for both cars totaled. This is undoubtedly a significant rise in prices. My question is: Is the extra costs solely on the course of policy, that is borne on the wagon to which it belongs? Or there is that much the rate of the car, and all other mount one on the theory that it may drive other cars? How can I pay the rest of us for his negligence? If the costs significantly to their isolation, I have nothing against let her stay on the policy until it pays for them. But if we have to pay all, I want him to buy a separate policy. Is there a history of claims such as these influence our premium-owner, the same company, USAA is?
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