I see people around my age who have been the engine for the same amount of time and not as accidents, injuries or tickets as I am. My car insurance rates are ridiculously high, I mean incredibly high compared to other of my age. My younger brother, he had the license for a year, he was 19 and had 3 speeding up and pay even less than I do. The average rate for my car insurance get quotes online at about $ 1500 range all the way up to $ 2500 for 6 months! I used old cars, new vehicles, vehicle safety, unsafe vehicles, all types of car / truck you could imagine and my prices are still provided through the roof.
$ 2300 for 6 months – for example, for full coverage with the minimum and the higher deductibles, would my insurance on a 2010 Mazda 3 around $ 1800. However, I have an offer for a 1997 Ford Escort and the same exact coverage is still $ 1200 – $ 1300 I do not understand why my prices are much higher.
A colleague of mine is 21 years old, not married, no cards, and had his license for 18 like me, and it has a Mazda 6 in 2007 and he pays only $ 170 per month, which corresponds to about ~ $ 1050 for 6 months. I use in my information, including SSN on the website of the same company that they (Geico) and my insurance rates are about $ 1700 for 6 months.
So my question is why my insurance rates so high? I have no maps, no moving violations, no accidents, nothing, and yet the insurance premiums are very high.
I tell myself that something on my driving record, but I can not imagine what. How can a copy or review my driving record? I just want to know why my prices are much higher than other people, men or women who are about my age and went about the same amount of time and I still pay 2x or 3x as much as I do.
Your insurance company probably has a copy of your driving record. Give them a call and ask if they have a copy of or access to a copy. Your local DMV on your driving record access and to have. I think I would ask my insurance, why my prices are so high and others you know have lower rates. I would like to also call some insurance companies and others in your area and receive an offer from them. If their prices are even wonder why prices are so high. It must be something that the cause of your higher rates. As you have pointed out that you are a man of 21 years, and that only makes the expensive rates. Perhaps you should consider liability insurance. It does not cover all or bodily injuries or damage to your vehicle, but it would be much less comprehensive coverage. You probably do not want liability insurance if you have a newer vehicle. If you have a car loan, you are required to achieve complete coverage of the vehicle until the loan is repaid in full. It is also possible for others that you can be mentioned, are members of their political and discounts on interest rate cuts have more political power. They say talk with your insurance company and ask them why your prices are so high and to call and see what you can deal with. Obtain a copy of your driving record, so that you can show that you have a criminal record. You can also go to the police and probably a copy of your file. Set to prove the insurance, why are your prices so expensive.