Third party fire and theft and claim?

If my car was broken and I claim damages from my insurance, prevents down as well as a request I have my insurance next year will be higher? Or do I not touch my insurance because they do not someone has a claim against me?

It’s like a complaint against you. In principle, all claims in which the insurer pays a claim of default. You can not recover from third parties, if they catch the thief and the reimbursement of the costs of the claim, but that happens rarely.

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