I only have liability insurance if it is less with him, a Mercedes like the fact that this car is another story claims that, the Golf has to do. My question is, what types of cars a good story claims that give the lowest premium you have?
Look for cars that are cheap and very common. The Mercedes is probably more expensive because parts are more expensive and harder to find. Think like Honda and Toyota, in the late 1990s, civics, Accords, Camrys, etc.