If you are 18, Male, Houston, liability of at least $ 300 per month are reasonable. If you record 45 in Houston, with a high credit score and a perfect drive, with full coverage on a car 4 years, are $ 75 a month is reasonable.
There is no “reasonable” price for all regardless of age, driving record, coverage, location.
If you have five citations and they are all in the same ball park, well, now you know what is reasonable for YOU!