The minimum coverage is every driver must have liability and property damage. Different car insurance can offer coverage. Basic insurance protects the driver if he or she causes injury to person or property of another. In other words, if the driver is responsible for an accident insurance policy – at least within the limits of the policy – agrees to indemnify the driver if he is pursued by the victim.
Each state has different requirements for car insurance and it is very important to know what your state requires adequate protection. Most states, however, require a minimum amount of liability insurance and property damage. For example, requires California to a minimum coverage of $ 15,000 per person and $ 30,000 per claim for personal responsibility, and $ 5,000 per claim for property damage coverage, a person who is involved in an accident and $ not the minimum coverage must post a bond or deposit 35 000 continue to operate an automobile on the streets of California.